Will my life insurance premiums change over time?

Summary: No, your premiums are fixed and will never change, from the first day of the policy to the last even if there are changes in your health and circumstances.

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No, your premiums are fixed and will never change, from the first day of the policy to the last even if there is changes in your health and circumstances.

If your policy ends, or you choose to cancel it, you can apply for a new one. The premiums you pay for this new policy would then be worked out based on your current circumstances.

So, applying for a new policy some years after your first one might mean higher premiums, but this would be as part of a whole different agreement.

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