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Beagle Street guides

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How much would your life insurance payout be?

When you first apply for a life insurance policy, you will be able to customise the type of policy you have and the amount of cover you would like to receive. This will determine the ultimate amount of financial support that is paid out to your loved ones and so it is important to make sure all is accounted for.

Terminal illness cover vs critical illness cover

Terminal illness and critical illness cover are different types of personal insurance, and it’s important to understand the difference.

What is critical illness cover?

Critical illness cover can help support you and your family if you were diagnosed with a serious condition such as cancer, heart attack, stroke, or any of our other 18 listed conditions but not pre-existing medical conditions.

What is accidental death benefit?

Accidental death benefit acts as short-term cover while you’re waiting for a decision on your life insurance application. This can reduce financial stress on you and your loved ones during that time.

Newly married couple planning their home budget

The cost of buying a house

Saving for a home is hard enough. Yet the value of the property is far from the only expense you’ll have to cover. There are fees, taxes and other debts surrounding it, which could drastically affect affordability. Here we break down all the costs of buying a house so you can learn what’s ahead of you.

A woman surrounded by boxes, standing in her new home

Everything you need to know about mortgages for self-employed

If you’re self-employed, you can still get a mortgage. In our helpful guide to self-employed mortgages, we’ll run through everything you need to know.

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Saving money for a mortgage deposit

If you’re looking to take your first steps on the property ladder and buy your first home, you’ll need to save for a deposit. In this helpful guide, we look at how much you need and provide some tips for saving. We’ll also answer your most important questions.

a key sitting in a lock, with a keyring of a house hanging from it

Mortgage Terminology (A to Z): Full Mortgage Glossary

When you’re applying for a mortgage, sometimes it can be a little confusing. There are different products to choose from and plenty of terminology to get your head around. Our mortgage terminology glossary should help.

A family unpacking boxes in their new home

Joint Mortgages: Can I Buy a Home with Someone Else

With a joint mortgage, you can buy a home with one or more other people. Here we’ll look at what joint mortgages are, why you would take one out and how it works with mortgage lenders.

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How much can I borrow for a mortgage?

Being approved for a mortgage takes more than your current income into account. Lenders also want to be sure you have stable earnings prospects when rates and circumstances change. This determines what you’re able to borrow and keep paying for. Follow our walk-through to answer, “How much can I borrow for a mortgage?”

two people sitting across a desk, signing fincancial documents.

How Does Divorce or Separation Affect a Mortgage

Divorces and separations happen. And it can sometimes get messy, especially if you own property together. So, what happens with a joint mortgage after you divorce?

A young couple, looking at house viewings

Gifted Deposits

Saving up for a new home can be a challenge, so a gifted deposit can massively help you when you are buying your first home.