Child critical illness

  • Covers cancer, heart attack, stroke plus 18 other conditions
  • Protect current and future children
  • 99.8% of claims paid out**
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Home > Critical illness > Child critical illness

What is child critical illness cover?

Child critical illness pays out a lump sum to help support your family, if any of your current or future children were diagnosed with a serious condition. It is not a standalone product, so you need to add it onto your life insurance policy as the parent or guardian.

Child critical illness cover provides added protection and can help remove some of the financial stress, if you ever need to take time off work to care for your child or help fund any treatment or changes to the home to accommodate their condition.

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How does child critical illness work?

Child critical illness can be added to your life insurance policy for additional protection, it can only be added at time of purchase. If your child is diagnosed with a critical illness, we pay a lump sum which gives you the flexibility to spend your payout on whatever you need.

This would have no impact on your life insurance policy and your family will still receive the full cover amount if you were to pass away. The amount of cover is equal to 25% of your critical illness cover up to a maximum of £25,000.

What conditions are covered?

Our child critical illness cover pays out if your child is diagnosed with the most common serious illnesses such as cancer, heart attack and strokes.

It also covers illnesses and injuries such as traumatic head injury, blindness and heart valve replacement.

Click here to see a list of all 21 conditions covered.

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Get a quote today or speak to the team

At Beagle Street we’re here to support you through the application process.  If you’re ever unsure about any of the questions in the application, we have a team of experts on hand to help.

Included with every Beagle Street policy

Estate planning kit

Accidental death benefit

Early funeral payout

Amazon gift card^

Free Beagle soft toy^

*Based on a 30 year old non-smoker, £200k decreasing term cover for 20 years

**Beagle Street is underwritten by Family Assurance Friendly Society Limited, who in 2023 paid out 99.8% of all protection claims

^Available only when purchasing a policy directly through Beagle Street. Within 60 days of paying the 2nd monthly payment, the soft toy will be dispatched. The gift card value varies depending on monthly premium. Within 30 days of paying the 6th monthly payment, you will receive an email to claim your e-gift. Full Terms and Conditions