Welcome to Beagle Street, where we like to keep things simple.
We also like to be helpful, so let’s start by clearing up the differences between our life insurance options.
The first is Level Term. Level term insurance provides the same amount of cover for the duration of the policy, with fixed premiums throughout.
Nothing changes with this type of policy, and if you make a claim during the term, the pay-out will be the same regardless of when in the term you claimed.
Next on to Decreasing Term, sometimes referred to as Mortgage Term Life Insurance.
This type of life insurance is usually taken out to cover a mortgage, and as your mortgage reduces so too does the sum insured.
The amount paid out also decreases over time in line with your mortgage, whilst the premium remains the same.
Sound good? Why not get a quote online in just sixty seconds? You could be covered in as little as 10 minutes.
There’s no medical or blood test and you can receive a free Will worth £150 pounds.*
*Free Will worth £150 is subject to terms and conditions.