Home Guides

Beagle Street guides

What happens if you die without a will?

When you die without a will, your estate will be split according to “intestacy rules”. Learn how these rules work and who inherits under them.

Life insurance and inheritance tax

It’s important to understand how inheritance tax could affect a life insurance payout to your loved ones, and whether it’s worth putting your policy into trust.

Life insurance for young adults

Life insurance isn’t just for older people. But what’s the best age to get life insurance, and is it worth it when you’re young?

Life assurance vs insurance

Life assurance is also known as whole of life cover, because it covers the policyholder for the whole of their life. Life insurance is a type of term cover, which means the policy pays out if the policy holder dies within a set amount of time (the policy term).

Terminal illness cover vs critical illness cover

Terminal illness and critical illness cover are different types of personal insurance, and it’s important to understand the difference.

What is critical illness cover?

Critical illness cover can help support you and your family if you were diagnosed with a serious condition such as cancer, heart attack, stroke, or any of our other 18 listed conditions but not pre-existing medical conditions.

What is accidental death benefit?

Accidental death benefit acts as short-term cover while you’re waiting for a decision on your life insurance application. This can reduce financial stress on you and your loved ones during that time.

Newly married couple planning their home budget

The cost of buying a house

Saving for a home is hard enough. Yet the value of the property is far from the only expense you’ll have to cover. There are fees, taxes and other debts surrounding it, which could drastically affect affordability. Here we break down all the costs of buying a house so you can learn what’s ahead of you.

A woman surrounded by boxes, standing in her new home

Everything you need to know about mortgages for self-employed

If you’re self-employed, you can still get a mortgage. In our helpful guide to self-employed mortgages, we’ll run through everything you need to know.

A hand holding a pair of house keys

Saving money for a mortgage deposit

If you’re looking to take your first steps on the property ladder and buy your first home, you’ll need to save for a deposit. In this helpful guide, we look at how much you need and provide some tips for saving. We’ll also answer your most important questions.

a key sitting in a lock, with a keyring of a house hanging from it

Mortgage Terminology (A to Z): Full Mortgage Glossary

When you’re applying for a mortgage, sometimes it can be a little confusing. There are different products to choose from and plenty of terminology to get your head around. Our mortgage terminology glossary should help.

A family unpacking boxes in their new home

Joint Mortgages: Can I Buy a Home with Someone Else

With a joint mortgage, you can buy a home with one or more other people. Here we’ll look at what joint mortgages are, why you would take one out and how it works with mortgage lenders.