Life Insurance For Personal Trainers
- £200k cover for less than £6 a month*
- Your premiums will never increase
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Life insurance for personal trainers
As a personal trainer, people put their health in your hands. They trust you to get them fit and healthy and rely on you for your expertise. Whether you work for yourself or you’re self-employed you also need to think about your financial health and that of your family.
If you have kids, a partner, a mortgage or debt it’s important to consider life insurance for personal trainers.
Does life insurance cover personal trainers?
As a personal trainer, you’re able to take out a life insurance policy. This will protect your family and dependants financially if you pass away.
When it comes to life insurance, it is harder to get cover if your job is viewed as dangerous. Whilst being a personal trainer does involve working with equipment that can be dangerous and that poses a risk of injury, it should be fairly straightforward to secure life insurance cover.
What life insurance is best for personal trainers?
Your personal circumstances will dictate the best kind of life insurance for you. If you own a home and have kids, have debt or have a partner that relies on you financially, you should consider getting the right life insurance protection in place.
At Beagle Street, we help you find a tailored life insurance policy considering the amount of cover and policy duration that’s right for you and your family. Some of our personal trainer customers opt for policies to cover their mortgage. This could make sure your family may keep your home, with the level of cover decreasing in line with your mortgage payments (decreasing cover). You may also consider leaving a fixed cash lump sum for your kids to help them in later life – this is called level cover.
How much does personal trainers life insurance cost?
The cost of life insurance for personal trainers will depend on you and the type of cover you choose. Your age, health and wellbeing all have an impact on the cost. When you apply for life insurance with us at Beagle Street, you must be open and honest.
You will need to tell us:
- Your age – the older you are, the higher your premiums are likely to be as you are more likely to get a serious medical condition that could impact your health.
- The type of cover – level cover can be more expensive than decreasing cover.
- The length of cover – this could be the length of your mortgage or until your children are a certain age.
- Your health status – being a smoker or heavy drinker can affect your premiums.
- Any pre-existing medical conditions – these include heart attacks, stroke or diabetes.
You must also be a UK resident aged over 18 to apply for life insurance.
Do I need specialist personal trainers insurance?
When you apply for life insurance with us at Beagle Street, we help build you a policy around your needs and the needs of your family. We will take into account your employment status – whether you’re employed or self-employed – as well as your other personal circumstances. It is especially important to think about life insurance if you are a self-employed personal trainer and don’t have the security of a Death in Service benefit from your employer.
Will critical illness cover payout and cover personal trainers?
If you can’t work due to a serious condition like cancer, heart attack or stroke you’ll want to financially protect yourself and your family. By opting for critical illness cover, you’ll have the security of knowing a lump sum will be paid out if this happens.
Critical illness cover does cover personal trainers. It’s important to note that it won’t pay out if you’re unable to work due to injury or an illness that isn’t on the list of critical illnesses covered by your policy.
Life insurance and critical illness cover for personal trainers
When you have a family, their financial security will always be one of your biggest concerns. With life insurance and critical illness cover for personal trainers, you can keep them protected if you can’t work due to a serious illness or if you pass away.
Get a quote today or speak to the team
At Beagle Street we’re here to support you through the application process. If you’re ever unsure about any of the questions in the application, we have a team of experts on hand to help.
or call us
0800 048 0480
Included with every Beagle Street policy
Estate planning kit
Accidental death benefit
Early funeral payout
Amazon gift card^
Free Beagle soft toy^
*Based on a 30 year old non-smoker, £200k decreasing term cover for 20 years
^Available only when purchasing a policy directly through Beagle Street. Within 60 days of paying the 2nd monthly payment, the soft toy will be dispatched. The gift card value varies depending on monthly premium. Within 30 days of paying the 6th monthly payment, you will receive an email to claim your e-gift. Full Terms and Conditions