Home Guides

Beagle Street guides

How much can I borrow for a mortgage?

Being approved for a mortgage takes more than your current income into account. Lenders also want to be sure you have stable earnings prospects when rates and circumstances change. This determines what you’re able to borrow and keep paying for. Follow our walk-through to answer, “How much can I borrow for a mortgage?”

How Does Divorce or Separation Affect a Mortgage

Divorces and separations happen. And it can sometimes get messy, especially if you own property together. So, what happens with a joint mortgage after you divorce?

Gifted Deposits

Saving up for a new home can be a challenge, so a gifted deposit can massively help you when you are buying your first home.

Different Types of Mortgages

Mortgages are a fundamental part of the home-buying process, in this guide we explain he most common types of mortgages in the UK.

Home Buyers’ Guide Introduction

Our in-depth guide takes you through everything you need to know when buying your first home. Find out about mortgages, Stamp Duty and much more right here.

Planning to Buy: Overview and Options

So you’re looking to buy your own home & unsure where to start? We’ll take you through everything you need to know about what’s involved in our guide.

Planning to Buy: Knowing The Costs

Learn everything you need to know about the true cost of buying your own home. From Stamp Duty to solicitor’s fees, feel fully prepared with our guide.

Mortgages: Getting Prepared

Unsure where to start with getting your mortgage sorted? We’ll go through how to best prepare to make the application process as smooth as possible for you.

Mortgages: The Application Process

From getting your Agreement in Principle to deciding whether to use a broker or not, we’re here to help answer your questions on applying for a mortgage.

The Property: Finding Your Home

Advice on what to look out for when property searching, so you can find a home you love. Use our list of checks to know what work you may need to consider.

The Property: Making An Offer

You’ve found the home of your dreams but now you need to get your offer accepted. Read through our advice on how to negotiate best so you pay what you want.v

Buying A Property: The Purchase Process

Step by step guide on the purchase process when you’ve had an offer accepted. We go through all you need to know, from conveyancing to insurance and wills.