Funerals: a step-by-step guide
What does the law say? The legalities of death and funerals.
As you might imagine, the law surrounding death and funerals has evolved over a long period, and is today quite complex. However, these complexities surface only in relatively rare circumstances – in most cases, the law is well-defined and easy to understand.
Below is a summary of the key points of law concerning death and funerals. If you’d like a more comprehensive review the guide to your legal rights and responsibilities from Good Funeral Guide is a useful resource.
- The executor (personal representative) of a deceased person has a right to take charge of a dead body unless (a) the coroner wishes to examine the body, or (b) the person died of an infectious disease
- A funeral is not required by law
- You do not have to use an undertaker or funeral director
- If no one accepts responsibility for disposing of a dead person, the responsibility defers to the state
- You are not legally bound to carry out funeral wishes
- All deaths must be registered
- Failure to dispose of a body may result in prosecution
- Want a free funeral? You can bury a dead person on your or their own land
- Permission is required to move a buried body
- The law surrounding ashes is muddled – they may or may not be defined as property
- You don’t have to bury or cremate someone who has died. You can preserve them
How can Life Insurance help?
Funerals can be expensive. In fact, as we explained previously the average cost of a funeral in the UK today is between £5,000 and £6,000. And it’s a cost that’s likely to rise.
So it makes sense that more and more people are thinking about how they can pay for their own funeral, so that their families don’t have to worry about finding the money when the time comes. The question is – what’s the best way to ensure that these costs are covered?
One popular and extremely effective method is to factor your funeral costs into your life insurance policy. At Beagle Street, we offer extremely flexible, affordable and simple to understand life insurance products that include:
If you’d like more information about our Life Insurance options with Beagle Street click here to visit our Life Insurance page or call us on 0800 247 247.
Life Insurance in Trust
Life insurance policies placed in trust are typically paid out faster, giving relatives, friends or family the vital funds they may need to make funeral arrangements. Trusts also come with a number of additional benefits, use our life insurance trust tool to find out how much you could potentially save.
How can I ensure fast financial support?
Funerals can be expensive. And even if the deceased person has an insurance policy or funeral plan, it can take time to make and complete a claim.
That’s why, at Beagle Street, we do everything we can to speed things up. One of the things we do is regularly and actively search official records, so when a policy holder dies, we don’t have to wait for you to contact us. This means we can give you financial support faster than other insurance providers.
Benefits of Beagle Street
FREE tool to place your policy in Trust.
Terminal Illness Cover
FREE Terminal Illness cover
Accidental Death Benefit
if you don’t get an immediate decision on your policy
Online access to your account, so your policy documents are never lost.
Search Official Records
We search official records to proactively pay-out
Personal Care Services
A dedicated hotline for bereavement counselling & support.
Check out our collection of handy guide pages to help answer any further questions you may have about Life Insurance.
How much cover do I need?
Don’t know how much cover you need? Use our handy Life Insurance calculator for help.