Why use Beagle Street?

Benefits with your Beagle Street Life Insurance policy

FREE Will Writing Service
Every new customer is entitled to a free Will, worth £150 (T&Cs apply).

FREE Tool to Place Your Policy in Trust
Create a legal trust, for free, to make a payout to your loved ones quicker and easier if you die (T&Cs apply).

We Search Official Records
We actively search official records to let your loved ones know if you had a Life Insurance policy with us upon your death.

Accidental Death Benefit
If you have to wait for a decision by us about your application, you’ll receive immediate cover for this benefit.

Inform Your Loved Ones
Customers can take advantage of our free tool to let your loved ones know you’ve got a life insurance policy.
(T&Cs apply).

FREE Terminal Illness Support Service
A free, professional service with help from a registered nurse if you’re diagnosed with a terminal illness.

Benefits with your Beagle Street policy
Owner with beagle

Why you can trust us

Here’s why you can rest assured that your Life Insurance is taken care of with Beagle Street:

  • We are a dedicated life insurance specialist.
  • Backed by the security of Scottish Friendly Assurance Society.
  • Beagle Street is part of the BGL Group. We provide insurance to over 8.9 million UK customers.
  • Policies and policyholders are protected by the Financial Services Compensation Scheme (FSCS).
  • We’re an award winning Life Insurance company – we’ve won multiple awards from the likes of Moneyfacts and YourMoney.com
  • Rated ‘Excellent’ by our customers on Trustpilot.

A simple approach to Life Insurance

Our aim is to make Life Insurance simple for everyone. This means providing you with clear information around life insurance policies, taking away complexities, and allowing you to make an informed decision. No matter whether you know exactly what cover you need or if you don’t know where to start, we can help.

You can get your life insurance quote with Beagle Street in just 60 seconds, and be covered in as little as 10 minutes. Once your policy is created you then have access to your account area where you can view your policy document at any time.

Trustpilot 5 star rating
Fairer Finance Gold Ribbon Customer Experience in Life Insurance

A simple approach to Life Insurance

Our aim is to make Life Insurance simple for everyone. This means providing you with clear information around life insurance policies, taking away complexities, and allowing you to make an informed decision. No matter whether you know exactly what cover you need or if you don’t know where to start, we can help.

You can get your life insurance quote with Beagle Street in just 60 seconds, and be covered in as little as 10 minutes. Once your policy is created you then have access to your account area where you can view your policy document at any time.

Trustpilot 5 star rating
Fairer Finance Gold Ribbon Customer Experience in Life Insurance

Who’s behind Beagle Street?

Beagle Street is part of the BGL Group. BGL Group is a privately owned UK company established in 1992 that serve over 8.9 million customers.  With over 3,000 employees we’re one of the UK’s largest insurance groups.

BGL Group and Beagle Street are regulated by the Financial Conduct Authority (FCA). Customers are also protected by the Financial Services Compensation Scheme (FSCS) in the unlikely event that the company is no longer able to trade. The protection offered by the FSCS means that if Beagle Street stopped trading and you needed to make a claim, 100% of your Life Insurance or Critical Illness claim could be paid by the FSCS, with no upper limit to the amount.

Your Next Decisions

Life Insurance

 

Get extra information to help you decide whether you need life cover, and the options you need to weigh up.

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Types of Life Insurance

Which type of cover is right for you? Compare the two types of life insurance policies Beagle Street offers.

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Critical Illness Cover

Over half of our customers choose to add Critical Illness Cover to their policy. Consider whether it’s right for you.

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FAQs

By asking ourselves ‘How can we make Life Insurance less scary and confusing?’ we began looking at ways to turn the Life Insurance market upside down. We provide you with hints & tips for a cheaper life policy, FAQs and a whole host of useful guides. You can work out what you need and how much is right for you with our trusts and calculator tools. With this philosophy we’ve applied the speed, convenience and value of online retail to Life Insurance, providing straightforward cover that’s as affordable as it can be.

Beagle Street is backed by some of the most trusted names in UK insurance, the BGL Group and Scottish Friendly. We sell Life Insurance to provide protection, not to avoid our responsibilities.

There’s no right or wrong answer, but typically you should consider how long your major financial responsibilities – paying off a mortgage, bringing up children – are likely to last. You can take out our Life Insurance for up to 40 years or until the age of 70.

Jargon Buster

If we can’t cover you straight way, you get Accidental Death Benefit (ADB) free of charge. This is cover while you wait and it pays out if you die due to an accident. We pay-out either £100,000 or the value of your Life Cover (the amount of cover you applied for), whichever is lower.

Find out more

This is insurance cover that pays out a sum of money if a policyholder dies within the policy term or is diagnosed with a terminal illness between the policy start date and twelve months prior to the policy expiry date.

Life cover

This is Whole of Life Insurance which is normally used to pay for funeral cover, or to leave family with a lump sum. Typically included within the terms of these policies is a 12-24 period of moratorium – this simply means that the policy won’t pay out (except for an accidental death) if you die within this period. We do not offer a specific over 50s product.

The amount you pay us for cover each month.

The length of time your policy lasts.

Terminal illness cover is often included for free alongside life insurance. It pays out a lump sum, usually the full sum assured, if you are diagnosed with a terminal illness and given less than 12 months to live. It isn’t usually available in the last 12 months of your policy.

Trusts are a legal document where a person or a group of people are made responsible for an asset – in this case the Life Insurance pay-out. If you want to learn more we have more information on our trust page. For help building a trust you can use our trust tool. If a policy is placed in trust it will often result in quicker pay-out and may mean your dependents pay less in inheritance tax.