How much does a funeral cost in the UK?
In 2015, the average cost of a funeral in the UK was £3,600 1, excluding ‘extras’ such as flowers, catering and a memorial headstone. These items can easily add an extra £2,000.
What costs are involved with a funeral?
Typically, a funeral director service will cost about £1,800 and will cover:
- Chapel of rest
- Organisation and documentation
- Hearse and limousine
- Pall bearers and other support staff
However, funeral directors will add certain costs called ‘disbursements’ – these typically include:
|Doctor’s fees for death certificate||£165|
|Burial fees, such as rights of internment, grave digging and headstone installation||£1,645|
|Person who performs the funeral service, often a minister||£140+|
|Crematorium service (CofE)||£164|
Other options you may want to choose, include:
|Funeral notice announcing the time and location of the funeral in a local newspaper||£66|
|Order of service/ celebration sheets||£60|
|Catering for wake/reception||£350|
|Venue hire for wake/reception||£110|
|Memorial headstone or plaque||£750|
Who pays for a funeral?
Funerals can be paid for in a number of ways. The most common sources of payment are:
- The deceased person’s estate (note that funeral costs take precedence over other debts)
- A life insurance policy held by the deceased person
- A funeral plan taken out by the deceased person
- Family or friends
Note that, if the money is to come from the dead person’s estate, funeral costs and secured debts such a mortgage will be paid before other costs.
On some occasions (where no other sources of payment are available) the local council or NHS may organise and pay for a funeral. However, this will not include arrangements such as flowers, cars or notices in the local newspaper.
People on a low income may be able to get help in paying from a funeral from the Social Fund. You’ll find more information at GOV.UK.
Note that many websites, commercial and government, refer to this.
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